This extremely valuable employee benefit typically kicks in after a waiting period and continues until the employee can return to work, reaches a specified age, or for a predefined period.

As well as the financial support, policies also support around the rehabilitation processes which helps get the employees back to work sooner. Premiums are generally tax-deductible as a business expense with no P11D implications for employees.

We guide businesses through these adaptable policies, ensuring they work well with current sickness policies and offer sufficient cover. We also ensure the benefits are easily communicated to staff and HR departments.