It is crucial that your architects practice is protected against claims of financial loss resulting from your professional error, omission or negligence.

As specialist Professional Indemnity insurance brokers, Champion Professional Risks is ideally positioned to provide Professional Indemnity Insurance to Architects. We provide ARB (Architects Registration Board), compliant cover from a wide panel of leading “A rated” insurers which means that our architect clients benefit from comprehensive cover at very competitive premiums. Our policies are also suitable for RIBA (Royal Institute of British Architects), and architectural technologists or technicians.

We have the expertise and experience to advise on the most suitable coverage for your practice based on your specific needs, and we provide full claims support to guide you through the process in the event of a claim being made against you.

The ARB requires that Architects carry Professional Indemnity insurance and their guidelines advise a minimum level of cover of £250,000. However Champion Professional Risks we have first-hand experience of how expensive some claims can be, so we always recommend that you purchase as much cover as you can afford.

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Directors of Architect Firms or Partners in LLP firms can be held personally liable for decisions they make and this liability is unlimited.

Claims can be brought against Directors or Partners of LLPs for breach of duty, neglect, errors or omissions and mis-statements. Even unfounded allegations need to be defended and can prove costly.

It is therefore crucial that architect practices carry comprehensive Directors and Officers (D&O) Insurance (sometimes also referred to as Management Liability) to provide protection against these risks and safeguard your individual assets.

Champion Professional Risks have extensive experience in arranging D&O cover for architects and have direct access to specialist underwriters which means that we can arrange competitive cover which provides total peace of mind for the individuals that sit behind your practice.

White collar crime is on the increase with fraudsters becoming more innovative and finding ever more sophisticated ways to expand their criminal enterprise.

Whether frauds are “internal” (e.g. an employee embezzling company funds) or “external” (e.g.fraudsters targeting your architects practice with false invoices), these risks are insurable, providing that you can demonstrate that your practice has the prerequisite controls in place to minimise risk.

Champion Professional Risks have many years experience in arranging Commercial Crime insurance for architects to protect hard earned vital funds from getting into the wrong hands.

Crime insurance can be arranged alongside, or within a Cyber Insurance policy but it requires an expert broker to dovetail these insurances together to provide total protection from criminal activity.

Architects of all shapes and sizes rely on IT and automated systems to operate effectively.

This dependency on technology creates new risks and makes architects an attractive target for cyber criminals who will seek to extort, threaten and ultimately profit from vulnerabilities within your IT infrastructure.

There are also less malign risks to consider such the exposure created by GDPR (General Data Protection Regulation) which brings with it onerous obligations in respect of the handling of client data and hefty penalties for non-compliance.

Champion Professional Risks have extensive experience in arranging Cyber Insurance for architects to protect against a wide range of cyber threats and can include the following covers:

• Emergency Response
• Cyber Extortion
• Cyber Liability
• Business Interruption
• Data Breach Notification Costs
• Restoration of Systems
• Public Relations
• IT Forensics
• Credit Monitoring
• Telephone Hacking
• Computer Crime