Champion Professional Risks have access to a wide panel of insurers writing Professional Indemnity insurance in the Science sector.

Companies operating in the Science sector require a specialist broker and with our expertise we can arrange bespoke cover tailored to your organisation.

We also provide valuable claims support assisting our clients in making notifications to their insurers which can be a complex process.

Directors and “officers” of companies can be held personally liable for decisions they make and this liability is unlimited.

Claims can be brought for breach of duty, neglect, errors or omissions and mis-statements. Even unfounded allegations need to be defended and can prove costly.

It is therefore crucial that organisations carry comprehensive Directors and Officers (D&O) Insurance (sometimes also referred to as Management Liability) to provide protection against these risks and safeguard an individual’s assets.

Champion Professional Risks have extensive experience in arranging D&O cover for companies operating in the Science sector and have direct access to specialist underwriters which means that we can arrange competitive cover which provides total peace of mind for the individuals that sit behind your organisation.

White collar crime is on the increase with fraudsters becoming more innovative and finding ever more sophisticated ways to expand their criminal enterprise.

Whether frauds are “internal” (e.g. an employee embezzling company funds) or “external” (e.g.fraudsters targeting your organisation with false invoices), these risks are insurable, providing that you can demonstrate that your practice has the prerequisite controls in place to minimise risk.

Champion Professional Risks have many years experience in arranging Commercial Crime insurance for companies operating in the science sector to protect hard earned vital funds from getting into the wrong hands.

Crime insurance can be arranged alongside, or within a Cyber Insurance policy but it requires an expert broker to dovetail these insurances together to provide total protection from criminal activity.

Scientific organisations of all shapes and sizes rely on IT and automated systems to operate effectively.

This dependency on technology creates new risks and makes companies operating in the science sector an attractive target for cyber criminals who will seek to extort, threaten and ultimately profit from vulnerabilities within your IT infrastructure.

There are also less malign risks to consider such the exposure created by GDPR (General Data Protection Regulation) which brings with it onerous obligations in respect of the handling of client data and hefty penalties for non-compliance.

Champion Professional Risks have extensive experience in arranging Cyber Insurance for companies operating in the science sector, to protect against a wide range of cyber threats and can include the following covers:

• Emergency Response
• Cyber Extortion
• Cyber Liability
• Business Interruption
• Data Breach Notification Costs
• Restoration of Systems
• Public Relations
• IT Forensics
• Credit Monitoring
• Telephone Hacking
• Computer Crime