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Commercial Insurance
Working at height insurance: Protecting your people, projects and business
Date Published 19th Aug 2025
Date Published 19th Aug 2025

When your business operates at height, whether you’re installing safety systems, maintaining rooftops, cleaning façades, or providing fall protection equipment, safety is non-negotiable. But even the best safety culture can’t eliminate risk entirely. That’s why specialist working-at-height insurance is essential to protecting your people, your projects, and your reputation.

At Champion Insurance Group, we work with companies across the UK that operate in high-risk environments, helping them secure tailored cover at competitive rates.

Why Businesses Working at Height Face Higher Risks

From scaffolding firms to rope access contractors, from fall arrest system installers to wind turbine maintenance crews – working at height comes with unique challenges:

  • Increased risk of falls and injury despite rigorous training and safety measures.
  • Property damage from dropped tools or materials.
  • Third-party liability if members of the public or nearby properties are affected.
  • Regulatory scrutiny under the Work at Height Regulations 2005.

Even a single incident can lead to costly claims, project delays, and reputational damage.

Insurance Solutions for Working at Height

We provide bespoke cover designed around the risks you face every day. Typical policies include:

Public Liability Insurance:
Protection against claims for injury or property damage caused by your work.

Employers’ Liability Insurance:
A legal requirement if you employ staff, covering injury or illness sustained while working for you.

Contract Works Insurance:
Covers damage to ongoing works, materials, and equipment.

Professional Indemnity Insurance:
Essential for companies that design, inspect, or certify fall protection systems.

Plant, Tools & Equipment Cover:
Protection for owned or hired equipment, on-site and in transit.

The Cost of Not Having the Right Cover

Without the right insurance, a single accident could result in:

  • Six-figure compensation claims.
  • Legal costs and court proceedings.
  • Loss of key contracts due to insufficient cover.

We work with specialist insurers who understand the working-at-height sector – meaning fewer blanket exclusions and policies tailored to your actual risks.

Champion Insurance Group: Your Specialist Broker

We don’t just compare quotes — we get to know your business, your projects, and your working methods.

With our market access, we can secure cover that many standard insurers won’t offer – even for:

  • High-level rope access work.
  • Fall arrest and safety net installation.
  • Projects involving cladding, glazing, or façade access.

Our clients range from small specialist contractors to national safety system providers – and we know exactly where to place each risk.

Stay Compliant, Stay Protected, Stay Competitive

In a competitive market, having the right insurance is not just a legal requirement – it’s a selling point. Many principal contractors now demand proof of adequate working-at-height cover before awarding work. We can ensure your policy meets these requirements and protects you on every job.

Get a Quote Today

Whether you’re a fall protection specialist, rope access contractor, or work at height in any capacity, we can help you protect your business from the ground up.

📞 Call us today on 03330 430 430
💻 Visit: www.ChampionInsure.co.uk
✉️ Email: info@ChampionInsure.co.uk

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Contact Champion Insurance Group

Contact us:

Telephone: 03330 430 430

Email: info@championinsure.co.uk

Locations:

1 Worsley Court
High Street, Worsley
Manchester, M28 3NJ

Centurion House
Deansgate
Manchester, M3 3WR

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Champion Insurance Group Limited trading as Champion Construction Risks, and Champion is authorised and regulated by the Financial Conduct Authority (FCA) under firm reference number 520977. You may check this on the Financial Services Register by visiting the FCA’s website, www.fca.org.uk/register/ or by contacting the FCA on 0800 111 6768. Our company registration is Company Registration No: 07180321.

Champion Professional Risks Limited and Champion Health & Benefits Limited are Appointed Representatives of Champion Insurance Group Limited trading as Champion Construction Risks, and Champion is authorised and regulated by the Financial Conduct Authority (FCA) under firm reference number 520977. You may check this on the Financial Services Register by visiting the FCA’s website, www.fca.org.uk/register/ or by contacting the FCA on 0800 111 6768.