By Champion Insurance Group

In today’s global business environment, travel is an essential part of doing business. Whether it’s attending international conferences, visiting overseas clients, or sending teams on overseas assignments, business travel comes with inherent risks. That’s why having comprehensive business travel insurance is no longer a luxury – it’s a necessity.

At Champion Insurance Group, we specialise in tailored business travel insurance solutions that provide peace of mind and robust protection for your employees, directors, and your business. Our offering typically  goes far beyond standard travel cover.

Below, we explore the key benefits and cover available through a business travel insurance policy.

✅ Emergency Medical Expenses and Repatriation

Unforeseen illness or injury abroad can result in significant medical bills and logistical challenges. Our policies can often cover:

• Overseas medical and emergency treatment
• Repatriation costs to the UK or country of residence
• Hospitalisation benefits and family visit costs if someone needs to travel to support the employee
• Dental emergency cover in the event of injury

This means your team is never alone in an emergency — we’ve got them covered, 24/7, anywhere in the world.

✅ Personal Accident Cover

Protecting your employees against serious injury or accidental death is a core part of responsible business travel management. Cover often includes:

• Death and disablement benefits
• Loss of limbs, sight, hearing, or speech
• Temporary total disablement (income support)
• Accident medical expenses, physiotherapy, and psychological counselling
• Extensions for fractures, facial scarring, and catastrophic incidents

This ensures both employees and their families are financially protected if the worst happens.

✅ Trip Disruption & Cancellation

When business trips don’t go to plan, costs can escalate quickly. Our cover can include:

• Trip cancellation, curtailment, and rearrangement
• Missed departures, travel delays, and natural catastrophe disruption
• Replacement staff travel or additional accommodation

With this protection, your business won’t bear the financial burden of disruptions beyond your control.

✅ Personal Property and Money

Laptops, phones, samples, and other business-critical items travel with your staff. Our policies can protect:

• Loss, theft or damage to personal belongings
• Cover for business equipment
• Loss of personal money
• Vehicle rental excesses

This gives your employees the confidence that their valuables – and their work – are covered.

✅ Legal and Liability Protection

Our policies include legal expenses and liability cover, such as:

• Legal assistance abroad
• Personal liability insurance
• Kidnap & ransom response
• Hijack cover

These areas of protection are essential for businesses operating in unfamiliar or higher-risk territories.

✅ Crisis and Trauma Support

It’s not just about finances — it’s about people. Our policies provide:

• Trauma counselling and bereavement support
• Crisis containment and media response
• Support for dependants, partners, and children
• Cover for additional travel costs for family or colleagues to support an injured employee

This human-centred approach supports your team’s well-being and recovery.

✅ Cover for Directors, Partners, and Their Families

Many policies extend to include:

• Directors’ leisure travel when accompanying business trips
• Cover for partners and children on company-sponsored trips
• Work experience and intern support

This reflects the modern workforce, where business and personal lives often overlap.

Why Choose Champion Insurance Group?

At Champion, we know that business travel insurance is about more than ticking a box – it’s about protecting your people, safeguarding your operations, and managing risk with confidence. As a trusted commercial insurance broker, we tailor policies that reflect how your teams really travel.

Our close partnerships with insurers like AIG allow us to offer extensive cover, global assistance, and expert claims support — so you can focus on business, not bureaucracy.

Get a Quote Today
If your business sends people overseas, don’t leave their safety and your company’s reputation to chance. Talk to the business travel insurance specialists at Champion Insurance Group.

📞 Call us on 03330 430 430
📧 Email us at Info@ChampionInsure.co.uk
🌐 Learn more: www.ChampionInsure.co.uk